Key numbers and Comparison QoQ/YoY
Result Date: 23 Oct, 2024
| Q2 FY25 (Cr) | Q1 FY25 | Change | Q2 FY24 | Change | |
| Revenue | 2633.1 | 2488.2 | 5.8% | 2160.7 | 21.9% |
| Operating Profit (Pre provision) | 1029.0 | 957.7 | 7.4% | 853.1 | 20.6% |
| Provisions | 260.4 | 228.6 | 13.9% | 119.7 | 117.5% |
| Profit after tax | 572.1 | 556.5 | 2.8% | 560.7 | 2.0% |
Positive aspects
- Consolidated AUM at 45700 Cr (+1.7% QoQ, +17.4% YoY)
- Gold AUM growing
Negative aspects
- Higher provision numbers in Q2
Other highlights
- PAT for Q2 FY25 at 572.1 Cr , (+2.8% QoQ, +2% YoY)
- Healthy capital adequacy at 29%
- ROE 18.6%, ROA 4.4%.
- Non Gold Loan Business now accounted for 46.7% of total AUM
